Oregon VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The OR VA Loan Playbook — a 30-plus page guide to using VA financing in Oregon. Covers eligibility, calculations, OR-specific advantages such as the disabled-Veteran property tax exemption and OHCS Down Payment Assistance (DPA), relocation tactics, VA appraisal, refinancing, and common pitfalls.
- OR Veteran Money-Saving Guide — a 20-page guide to Oregon and federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base and rank to your max Oregon home price
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with OR county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled Veteran Tax Savings Calculator — Oregon disabled-Veteran property tax exemption savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core OR VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 OR Loan Limits — all 36 counties plus jumbo
- Disabled Veteran Property Tax — Oregon's assessed-value exemption explained
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
OR-specialist content (zero-national-coverage)
- OR DPA + VA Stacker — pairing OHCS Oregon Bond and Down Payment Assistance with a VA loan
- VA Construction Loans in OR — single-close vs two-close plus an Oregon builder list
- Relocating to Oregon — occupancy and tax residency transition
- Tribal Lands + NADL — Oregon's federally recognized tribes and the Native American Direct Loan
- Master-Planned Community VA Status — how VA treats HOA and shared-amenity communities
- Wildfire + Earthquake Insurance — Rogue Valley, Bend, Cascadia quake zone
- Portland vs Salem vs Bend — Oregon metro comparison
- First-Time VA Buyer Guide — what to expect on your first Oregon VA purchase
- OR Retiring Veteran Guide — what Oregon offers retiring Veterans
- VA Loan Glossary — 75-plus OR-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Portland Air National Guard Base — 142nd Wing, Portland metro
- Oregon Army National Guard — Camp Withycombe and statewide armories
- Coast Guard Sector Columbia River — Astoria and the north coast
- Kingsley Field (173rd Fighter Wing) — Klamath Falls, F-15 and F-35 training
City guides
Veteran discounts
- Statewide OR Veteran discounts — state programs, federal benefits, and national chains, with notes for the Portland metro, Salem, and the Rogue Valley
Free services
- OR VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- Oregon Department of Veterans' Affairs (ODVA) — state Veteran programs and the ORVET Oregon Veteran Home Loan
- Oregon Housing and Community Services (OHCS) — Oregon Bond Residential Loan and Down Payment Assistance
- OHCS Homeownership programs — DPA up to $60,000 or 20% of price, with 25% reserved for Oregon Veterans