GUARD · COAST GUARD · STATEWIDE
Start with your installation.
Oregon has no major active-duty installation. What it has is a strong Oregon National Guard presence, a Coast Guard sector on the Columbia River, and Kingsley Field training in Klamath Falls. Most Veterans we work with are relocating to Oregon or already settled here. Pick your installation, or just call.
Choose your Oregon installation
Each guide covers what actually matters: where Guard and Coast Guard members live, BAH and pay realities, the local housing market, and how VA financing works alongside Oregon programs. Kingsley Field Airmen in Klamath Falls and Camp Rilea trainees in Warrenton are welcome too — call and we will point you to the right plan.
Portland Air National Guard Base · 142nd Wing
Home to the 142nd Wing at the Portland Air National Guard Base, on the north side of Portland International Airport. Where Guard families buy across Portland, Hillsboro, Beaverton, and the east side, and how VA financing pairs with Oregon down payment assistance. The Portland-metro guide.
Open the Portland ANG guide →Oregon Army National Guard
The Oregon Army National Guard is spread across armories statewide, with headquarters near Salem and training at Camp Withycombe and Camp Rilea in Warrenton. Guard members buy where they drill, so this guide is built around statewide VA financing, not a single gate. The Guard-statewide playbook.
Open the Oregon Army NG guide →Coast Guard Sector Columbia River
Coast Guard members at Sector Columbia River in Astoria, plus stations down the coast toward Coos Bay, face a coastal housing market with its own quirks — flood and earthquake exposure, tighter inventory, and seasonal swings. This guide covers buying on the Oregon coast with $0 down. The coast reality check.
Open the Coast Guard guide →Buying on Native American land? Use NADL.
If you're a Veteran buying or building on tribal trust land (Confederated Tribes of Warm Springs, Confederated Tribes of Siletz Indians, Confederated Tribes of Grand Ronde, Umatilla, Klamath Tribes, or any of Oregon's nine federally recognized tribes), the right product isn't a regular VA loan — it's the Native American Direct Loan (NADL) program, run directly by the VA.
Mike doesn't fund NADL loans (no private lender does — the VA itself is the lender). The NADL guide on this site explains who qualifies, how the tribal MOU process works, and what the rate and term advantages look like.
If you're not sure which installation applies to you
If you're in the in-between — relocating to Oregon with no fixed location yet, a retired Veteran weighing multiple Oregon markets, or a surviving spouse trying to figure out where to settle — start with a call. Five minutes will sort which guide applies.
Useful resources outside this site
Some of what you need isn't a lending question — it's an official VA process. Here's where to go for the things we don't run ourselves.
- BAH lookup (official DoD tool). defensetravel.dod.mil → BAH Rate Lookup — every MHA, every rank.
- VA base finder. va.gov/find-locations — official VA facility directory.
- Request your Certificate of Eligibility (COE). va.gov COE request portal — self-serve, or Mike can pull it through his origination platform in 24-48 hours.
- VA disability rating & claims. va.gov/disability — for claim filing or rating questions. Mike doesn't file claims; he helps you use the rating once you have it.
- Veterans Service Organizations (VSOs). va.gov accredited representatives — find a free, accredited VSO if you need help with anything claims-related. American Legion, VFW, DAV, and IAVA are all good places to start.
Are there any military bases in Oregon?
Oregon has no major active-duty base. Its military footprint is the Oregon National Guard (including Camp Rilea), Kingsley Field Air National Guard Base in Klamath Falls (173rd Fighter Wing), Portland Air National Guard Base (142nd Wing), and the Coast Guard along the Columbia River and coast.
Can I use a VA loan to PCS to Oregon?
Yes. Active-duty members and Guard or Reserve members PCSing or relocating to Oregon can use a VA loan with $0 down, and we can start your pre-approval before you arrive using your orders and income.