Oregon Guard & Coast Guard: Portland ANG · Oregon Army NG · Coast Guard Columbia River · $0 down VA · disabled-Veteran property tax help · Call Mike (480) 296-6513

Oregon VA Loan — BAH Calculator

Pick your installation, pick your rank, see what home your 2026 BAH actually covers — including the Oregon utility reality national lenders skip.

By Mike Certo, NMLS #260555 —

Your Situation

Your Installation & Rank
2026 BAH: $2,289 / month
The Home
National calculators skip this. Oregon heating (and cooling in the high desert) changes what BAH covers.
Enter an estimate to model your payment. Mike will confirm pricing on your call.
Bend, Hillsboro, and Lake Oswego master-planned communities typically $80-180/mo. Older neighborhoods often $0.

Your Result

Pick your base and rank to see your number.

2026 BAH rates from DoD published rates effective Jan 1, 2026. Property tax estimates use 2026 effective rates by Oregon county. Utility estimates are Oregon-typical ranges (heating, and cooling in the high desert); your actual will vary by home size and habits. Funding fee per VA Lenders Handbook 2026 — waived for 10%+ disability. Calculator is educational, not a loan commitment. Mike Certo NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender.