How much is Portland BAH in 2026?
The 2026 Portland BAH (military housing area OR243) is $2,379 a month for an E-5 with dependents, per the official DoD tables. Other Oregon BAH rates for the same grade run $2,004 in Salem (OR244), $2,055 in Astoria (OR241), and $1,890 at Kingsley Field in Klamath Falls. Your grade and dependent status set the exact figure.
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What is the BAH rate in Portland, Oregon?
As of 2026, the BAH rate in Portland, Oregon (military housing area OR243) is $2,379 a month for an E-5 with dependents, per the DoD tables effective January 1, 2026. Your exact Portland, Oregon BAH depends on pay grade and dependent status. An O-3 with dependents draws $3,030, an E-6 $2,751. Confirm your grade on the official DoD BAH calculator.
BAH questions Oregon buyers ask
Does BAH count as income for a VA loan?
Yes. Lenders count Basic Allowance for Housing as effective income for VA qualification, and because BAH is non-taxable it carries full weight in the math. For Oregon Guard and Reserve members, BAH applies while on qualifying active-duty orders, we document the orders alongside your civilian income.
What are the 2026 BAH rates in Portland?
$2,379 per month for an E-5 with dependents in the Portland military housing area (OR243), per the official 2026 DoD tables. Salem (OR244) runs $2,004, Astoria (OR241) $2,055, and Klamath Falls, home of Kingsley Field, prices as a county cost group at $1,890 for the same grade.
What is the 2026 BAH in Portland, Oregon?
The 2026 BAH in Portland, Oregon is $2,379 a month for an E-5 with dependents, or $1,932 without, in military housing area OR243. These DoD rates took effect January 1, 2026 and hold through year-end. Higher grades draw more: an O-3 with dependents gets $3,030. The Portland MHA covers the wider metro, including Vancouver across the Columbia River.
2026 BAH rates from DoD published rates effective Jan 1, 2026. Property tax estimates use 2026 effective rates by Oregon county. Utility estimates are Oregon-typical ranges (heating, and cooling in the high desert); your actual will vary by home size and habits. Funding fee per VA Lenders Handbook 2026, waived for Veterans receiving or entitled to receive VA disability compensation. Calculator is educational, not a loan commitment. Mike Certo NMLS #260555 · Cornerstone First Mortgage NMLS #173855 · Equal Housing Lender.
Authoritative source: the VA home loan overview.