Statewide Oregon: Portland · Eugene · Salem · Bend · $0 down VA · disabled-Veteran property tax help · Call Mike (480) 296-6513

← Back to OR VA Loan Experts

VA Mortgage Payment Calculator (PITI)

Your full monthly payment is more than principal plus interest. OR property tax varies a lot county to county. Plug in your numbers below.

By Mike Certo, NMLS #260555 —

Loan inputs

Purchase
VA loan rates move daily — Mike will give you a live quote when you talk to him.
Oregon property costs
Effective property tax rate as % of home value (2026).
OR average ~$1,000-$1,500/yr. Wildfire-exposed areas (Bend, Medford, the Cascade foothills) run higher, and earthquake coverage is a separate policy.
VA funding fee

Your monthly payment

$0 PITI + HOA
Loan amount (after down, with funding fee)$0
Principal & interest$0
Property tax$0
Homeowners insurance$0
HOA$0
Total monthly$0
What's missing: This doesn't include utilities (winter heating in the Willamette Valley, or wood/pellet heat in Bend and the high country, can run $150-300/mo). Or landscape upkeep and earthquake insurance. Budget those separately so your real housing cost is clear up front.

Talk to an OR VA loan specialist about your numbers

Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, Nationwide Mortgage Licensing System (NMLS) #260555) reviews every result personally. No commitment, no pressure.

By submitting, you consent to be contacted at the phone/email above about Oregon VA loan financing. No spam, no resale. Reply STOP to opt out of SMS at any time.

Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.