Oregon VA Loan Calculators

Choose a calculator

All eight calculators built for Oregon Veterans. Real numbers, Oregon county tax rates, 2026 VA rules. Run any of them. Mike Certo reviews every result personally if you want a second opinion.

BAH → Purchase Price

Pick your base + rank → see what 2026 BAH actually buys you in OR.

VA Funding Fee

First use vs subsequent · down payment tier · disability waiver. 2026 fee tables.

PITI Payment

Full monthly payment including OR county property tax + insurance + HOA.

Max $0-Down Purchase

Your income → maximum home price at VA's 41% DTI guideline.

Disabled-Veteran Tax Savings

2026-27 Oregon disabled-Veteran property tax exemption. Real $ savings.

IRRRL Recoupment

VA's 36-month rule. Will your simplify refi pass?

Disability Gross-Up

How much DTI lift tax-free income gives you. 25% standard.

Residual Income

VA's hidden second qualifying test. West region 2026 tables.

Authoritative source: the VA home loan overview.

Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage Nationwide Mortgage Licensing System (NMLS) #173855 · Mike Certo NMLS #260555. Equal Housing Lender.